[AV6JT]

I had a question to previous evo x owners.. im looking for a 2012 evo x and truecar quoted me.. $36,625 with SS and Navi with 3.9% APR.. in people's experience does the APR normally tend to go up or down for the month of feb for 60 months?

Thanks!

 

[TheBlade]

As vigorously responded on "the other forum":

--Your rate will depend more on your credit rating than the point change month to month.
--The point change if any will likely to be only a few bucks a month change
--February is only 2 weeks away, go to the bank and fill out the app. Your rate will be determined when you apply for the loan, not when you actually buy the car. Hold the approval for a couple weeks while you shop for an Evo.

 

[Andy5]

I had a question to previous evo x owners.. im looking for a 2012 evo x and truecar quoted me.. $36,625 with SS and Navi with 3.9% APR.. in people's experience does the APR normally tend to go up or down for the month of feb for 60 months?

Thanks!

APR really depends on your credit score, has nothing to do with time of year.

 

[MOB EVO X]

Well it kinda does. When I bought my car they had a special offer for 0% financing if you qualify.. Im not sure about now if they have any offers like that.

 

[TheBlade]

Well it kinda does. When I bought my car they had a special offer for 0% financing if you qualify.. Im not sure about now if they have any offers like that.

They had that going on September '11 when I bought mine. 0% for 36months. I was offered it, but opted not to take the payments of >$900/mo as I didn't want a car payment around the same as my mortgage payment.

If you go to mitsubishicars.com and click on financing it will tell you the dates when those offers expire. If it's offer like that you're interested, a local bank will likely be able to do the same. If you explicitly want to go through Mitsu for financing like that, follow my previous advice and fill your app out before the end of the month.

 

[AV6JT]

thanks for the post! yes i realize that my credit has alot to do with the interest. my credit score is over 800 and i would much rather have a 0.9% vs. a 3.9% for a 60 month loan. If mitsu offered a 0% 60 month contract id jump on that right away

 

[TheBlade]

Yeah, you don't have to worry much. My credit score was 801 from one agency and 798 from another. I went with a 2.8% just because I wanted my loan from a bank I already bank with to make transferring money for payments easier.

Someone with great credit in this market has buying power